Personal Finance Information Site Map

Money Saving Tips. Maximize Savings on Everyday Items!
Top 10+ Ways to Jumpstart your New Year?s Finances!
Budgeting your Savings - Did You Let Your Piggy Bank Get Away?
Budget Planning - Its Elementary My Dear Watson
Save Money on your Clothing Budget. Tame the Closet Monster!
More Money? My Cup Runneth Over...But Im Still Thirsty
How to Draw a Personal Budget that Works
5 Ways to Absolutely Destroy Your Finances!
A Fresh Start for Family Finances in 2005
Money Matters: Strengthen Your Marriage by Putting Finances in Order
Organizing Your Finances - Thinking Outside the (Shoe) Box
Kundalini Lessons - Money
Know Thy Finances
The Wright Place - Finances
Whats The Truth Behind Your Finances?
Im Broke, How Can I Afford...
Grocery Savings - Your Kitchen is a Goldmine!
Can You Afford Not To Look After Your Personal Finances?
The Changing Shape of Family Finances
Understanding and Controlling Your Finances
Banks Are More Than Just A Place To Park Your Money
The Origins of Check Writing
University: A Course in Personal Finance
Eight Ways To Sink Yourself Financially
How To Reap The Rewards With Rewards Programs
How To Survive The Grocery Shopping Blues
Saving Money - Are You Doing Enough?
The Benefits of Banking Online
Your Dry Cleaner?s Double Standard
Stretching Your Grocery Dollars
5 Steps to Healthy Spending Habits
Save Money on Gas
Creating A Household Budget
Financial Fitness - Are You Exercising the Right Muscles to become Financially Fit?
Make or Break Your Retirement!
Understanding Your Finances Can Give You Power And Choice
Financial Readiness: Preparing for BRAC (Base Realignment And Closing)
Budgets And Eating - Can They Co-Exist?
Vacations Made Easy: Buying a Florida Investment Property
Planning Ahead with Your Finances
Check Fraud and Verification
Check Facts and Figures
The Joys of Address Labels
Improve Your Professional Image Using Address Labels
The Wonderful World Of Address Labels
Budgeting is Bothersome
Learning the Basics of Handling Money
What Are We Teaching our 2005 Graduates about Money?
Saving Money - The Magic 20 Percent
Chex Systems ? Why Every American Needs To Guard His Checking Account With His Life
Affording a Home
Developing a budget? Watch out for Those Budget-Bursting Gremlins
How You Feel Affects How You Shop & How Much You Spend
Bank On It: Places to Hide and Invest Money
The World is Not Enough - Calling for a More Ethical Approach to Personal Finance
Budgeting Your Way to Financial Freedom
How to Save Money in a Grocery Store
Roth IRA Contributions - IRS Rules
How To Free-Up 10% to 15% of Your Income
Introduction to Australian Superannuation
Dramatically Improve Your Stock Trading Success
Estate Planning Basics
Personal Loans For Homeowners ? One Of The Numerous Rewards For Being A Homeowner
Budgeting: A Tough Love Way to Handle Your Household Budget
Planning Your Financial Future
UK Parents Inactivity Harming Their Children?s Future University and Mortgage Savings
10 Steps To Improve Your Financial Situation
Take Control and Master Your Kitchen
Healthy Eating On A Budget
10 Tips To Save Money When Dining Out
Budgeting Tips to Save Real Money
Debt Management ? Watch Out for Bank Fees!
Save Money Off Your Home Utility Bills
Tips To Save Money At The Supermarket
Saving Money On Gasoline For Your Automobile
Why You Should Seek Professional Help With Asset Management
Succession Planning
How To Place an Online Order for Checks ? It is Easy as 1-2-3
How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go!
How Electronic Checks Work ? Will Paper Checks Eventually Go Away?
Are You Sick of the Financial Insecurity of Fluctuating Seasons and Income?
How To Get Ahead On A Low Income
Expenses A ? What Are They And What Can We Do About Them
Identity Theft ? More Tips on How it Can Be Avoided
First Checking Account ? When is it Time?
Are You Ready To Be Fired?
College Expenses: Seven Ways to Save on an Education
When do You Need a Financial Management Company on Your Side?
How to Choose the Right Bank for Your Online Business
Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer?
Do You Really Need the Power of Money Management Software?
Financial Security
Retirement Income Needs---Less Than You Think?
What?s New in Checking ? From Designs to Photos
Budgeting is Essential for a Single Mothers Success
UK Graduates Looking Short-Term At Their Long-Term Financial Responsibilities
How Check 21 Affects You
How to Attain Your Dreams on a Single Income
Single Mother and Learning how to Save
Single Mother Resources Directs You Towards Success
Budgeting the Key to being Financially Stable
What is a Traditional IRA?
Safely Save for Your Childs University Studies Using An Education IRA!
Want Your Savings to Earn a Higher Rate of Return? Try Internet Banking
Photo Checks ? A Great Alternative in Checking
Honor Those Who Serve with Checking Account Supplies
Risky Business: You May Not be as Daring as You Think
Portfolio Planning can Lead to Irreconcilable Differences
Personal Checks ? Extreme Benefits
10 Tips to Make Sure Your Financial Budget Will Succeed
A Quck Lesson in Saving Money
Car Donations and Used Car Donations
Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud
Adverse Debt Levels Blight UK Consumers Personal Finances
Family Money Management: The Importance of Agreement
Bankruptcy Laws Get Tougher - More Expensive
10 Quick And Cheap Ways To Cut Your Heating Bill
Budgeting Made Easy
What is ChexSystems?
How To Protect Yourself Against Identity Theft
Top 10 Ways Managing Your Money Is Just Like Riding a Bike
Reporting Identity Theft
Benefits of Personal Finance Software
Save Money on Groceries: Part I
I Want to Buy a Home - Now What?
Bankruptcy Chapters Explained
Strategies for Success
Money Matters - Really!
7 Simple Ways To Save Money
Why Live Frugally
How to Save for A Down Payment
10 Money-Saving Tips
Basic Bank Accounts Failing the Basic Needs of Consumers
The Good and the Bad of Money Management
Avoiding A Nightmare On Renovation Street
Credit Card Debt ? Watch Your Credit Report and Your Bill
10 Steps to Take if You Are a Victim of Identity Theft
Resources to Help You Learn About and Protect Yourself from Identity Theft
Budgeting -- The Critical Flaw That Causes Most Budgets to Fail
The Magic Of Compound Interest
Saving Dimes Can Go a Long Way
Save On Food - Ten Tips
One Income Source Is Not Enough!
Government Grants - Beware of Scams
Improving Your Financial Position
Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan
Debt Management ? More Ways to Save on Gas Consumption
Financing Collectibles for Fun and Profit
Five Secrets for Long-term Financial Success
Students Investing in Their Future Need to Manage Their Finances Today
How to Choose Wisely a Credit Card
Budgeting Before Buying
Is There A Retirement Crisis?
Do You Know What Tomorrow Will Bring?
Live Green; Save Green!
Reduce College Debt with Scholarships
What Happens if You Die Without Making a Will
Vesting and Your 401(k)
Should You Borrow From Your 401(k) Account?
If I Had a Structured Settlement, I Would Use It to Pay for Gas
Why We Are Never Satisfied with What We Have
Ways to Save Energy and Slash Electricity Bills
Save Your Money, Dont Give to Charity Scammers
Help With My Annuity
Personal Finance - Have Consumers Had a Belly Full of Personal Debt?
If All Things Are Possible, Why Cant I Balance My Checkbook?
Simple Ways to Save Money
Personal Finance ? Why You Should Compare, not Despair
How to Obtain a Non ChexSystems Bank Account Without Being Scammed

 RELATED ARTICLES
Save Money on Groceries: Part I
One universal of humanity, no matter who you are or where you come from, you have to eat. Unless you grow your own food, you will have to go to the grocery store to get it. That means money. Here are two very simple but highly effective methods for saving money on the food you buy.
Healthy Eating On A Budget
It is possible to eat a healthy, balanced diet without breaking the bank! Here are some suggestions:
A Quck Lesson in Saving Money
Did you have a piggy bank when you were a child? I did. Mine sat empty for a long time until my mother convinced me that I should really start putting my pennies and nickels into it in order to save my money for when I was older and wanted to buy something.
Learning the Basics of Handling Money
With prices increasing all the time, saving money can be harder and harder to do. Here are some solutions for saving a little so that you can still meet your needs and still find ways to trim off a little for the future.
Risky Business: You May Not be as Daring as You Think
I thought I was through with exams when I finished college. Then my financial adviser (a.k.a. stockbroker) had me take a test to measure my tolerance for risk. He said, there were no right or wrong answers, but I knew better.
Creating A Household Budget
Creating a budget can be a very difficult task. Although we as consumers know that we need to pay our bills, buy our necessities, and put money away for savings, we don't really know how to start.
Government Grants - Beware of Scams
As the saying goes: "Buyer Beware". If you see ads claiming you qualify to receive a "free grant" for education, to start a home business or to payoff unpaid bills, be wary. Scam artists will claim your grant application is guaranteed to be accepted and approved, and you never have to repay the money. But the Federal Trade Commission (FTC) warns that these grant offers are often a scam. The grant isn't free, nor is it guaranteed, nor is a refund. According to the FTC, some scam artists market "free grants" in classified ads and even provide a toll free phone number. Here's an example of what happens when you call: A company representative asks non-threatening, simple questions to supposedly determine if you qualify to receive a grant. The representative then acts as if he/she is checking your eligibility, and then congratulates you as being eligible. But for you to get the grant information from them, they will charge you a processing fee. Although they will promise you that the grant is guaranteed or you can get your money back, the truth is far different. They will tell you that the processing fee is for finding a grant source and sending you the appropriate application package in the mail. But you won't receive an application or a source. Instead they send you a list of agencies and foundations which you must write and request an application. In order to get your refund, you must apply to; and be rejected by, all these agencies within 90 days. Most grantors don't award grants to individuals for personal needs. Generally grants are to serve mankind and communities as a whole, such as job expansion, training under-employed youth, preserving history, funding charities, art museums, or for researching medical issues. So, even if you're in a financial hardship, or you may be an unwed mother, a single parent, a minority, etc, you're not likely to approved. And you may as well forget about getting a refund from the grant "broker" because the conditions for a refund are nearly impossible, requiring you to apply at every grantor on the list they provided to you and be denied by each resource within 90 days. If even one resource doesn't reject you within the first 90 days, you won't get your refund, nor will you get it back if the rejections are past the 90 day requirement. If you're thinking about applying for a grant, remember that the applications are available to you for free and that anyone who guarantees you a grant is likely to be interested in their own financial gain, not yours. If you think you may have been a victim of a grant scam, file a complaint with the FTC by visiting www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Don't fall for grant scams. Use the free resources available to you at public libraries, on the internet, and at www.creditfederal.com/government-grant.html
Do You Know What Tomorrow Will Bring?
I've been sharing the following idea with people for a few years now, and realized recently that I had never written specifically about it. So here it is:
Budgeting: A Tough Love Way to Handle Your Household Budget
Developing and living by a household budget is by far the best way to get your expenses under control which, in turn, can mean a much less stressful life.
Benefits of Personal Finance Software
In this age of information, keeping track of your finances does not mean an archaic jumble of ledgers, calculators, and papers filled with calculations in chicken scratch. Now everything can be taken care of on your computer through personal finance software.
Personal Loans For Homeowners ? One Of The Numerous Rewards For Being A Homeowner
You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. Now that you are facing some financial issues and you are thinking of taking a loan to cope with monetary crisis. Taking loans is a growing phenomenon. And this has a lot to do with the changing configuration of the current economic scene. Monetary and fiscal requirement of the people have increased and in turn led to increase in loan borrowing. So, it is not exceptional that you are looking for loans. If you are a homeowner in the pursuit of personal loan, all I can say is "you are fortunate".
Top 10 Ways Managing Your Money Is Just Like Riding a Bike
An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This year, during some of the less-than-scintillating early miles of the sprint stages, my mind wandered a bit, and it occurred to me that there are some interesting parallels between winning the Tour de France and winning at personal finance. Having watched Lance Armstrong pull off the win for 7 years in a row, I've compiled this list of the Top 10 Ways Managing Your Money Is Just Like Riding a Bike: 1. If you take safety precautions (e.g. helmet/emergency fund), you'll feel a whole lot more relaxed and confident on the journey. 2. The better prepared you are, the greater your chances of succeeding. It's important to learn from the past, but you must also scout out the road ahead and evolve with the constantly changing environment. 3. Crashes happen. The actions of other participants, bystanders, and the media can sometimes distract you from your goal. If you expect the unexpected and are able to respond with a level head, you'll be better off. 4. If you take too many unnecessary risks, you might end up out of the race, and sometimes it can take quite a while to recover. 5. But you'll probably have to take at least some calculated risks to come out ahead. For example, you might improve your performance by using cutting edge products, e.g. ultra-light wheels for big uphill climbs or, in the financial world, Health Savings Accounts (HSAs.) But you also make some tradeoffs, e.g. less stability going downhill or, with HSAs, penalties if you withdraw the money for something besides health care. 6. There will be rainy days, and there most certainly will be ups and downs. The one who weathers the tough days the best usually comes out ahead in the end. 7. You don't have to come out on top ("beat the market," so to speak) every day ? or any particular day, for that matter ? to win the overall race, the race that really matters. 8. You can go a lot farther if the team you surround yourself with has skills, experience, a well-defined goal, and the right motivation. 9. Even if you start at a huge disadvantage, you can emerge victorious if you have the right attitude, understand the rules of the game, and persist despite setbacks. 10. A little bit of luck never hurts! So the next time you're in doubt as to which road to take on your personal financial journey, consider looking to the peloton for guidance and inspiration. Whether your goal is a yellow jersey on the Champs-Elysées in July or a secure retirement, there's a surprising amount to learn from watching a bunch of bike racers circumnavigate France. Congratulations, Lance!
Retirement Income Needs---Less Than You Think?
It is widely written that you need 75% of your present income to maintain your present life-style in retirement. If you make 100 thousand now, figure 75 thousand in retirement.
Bankruptcy Chapters Explained
Chapter 7
Live Green; Save Green!
Have you seen the recent article on a new "green" residential high rise in Battery Park? It's called The Solaire. For a look at the hopeful future of architectural efficiency, check out the myriad of cost saving and environmentally-friendly features of the building:
Vacations Made Easy: Buying a Florida Investment Property
Vacations Made Easy: Buying a Florida Investment Property
Saving Money On Gasoline For Your Automobile
The gas that we fill our tanks with every week adds up to be quite an expensive bill over the months and years. Thirty dollars a week in gas adds up to over $1500 a year.
Save Money Off Your Home Utility Bills
Many don't realize that our basic utility bills provide the perfect money saving opportunity for practically every household!
Basic Bank Accounts Failing the Basic Needs of Consumers
The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products. Unfortunately many of these accounts are not accessible for anyone with either a poor or even no credit history.
How to Obtain a Non ChexSystems Bank Account Without Being Scammed
Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows that the applicant is in a desperate situation.